Trip Cancellation Cover

If I have to cancel my trip, how can my travel insurance trip cancellation cover help?

Trip cancellation will reimburse you for the loss expenses that cannot be reimbursed when you cancel your trip such as deposits. It covers cancellations that occur within 30 days before the start date of travelling.

What reasons are valid for trip cancellation?

Trip Cancellation covers you under the following circumstances:

1. When there has been loss of life, severe injury, or sickness which threatens your life or that of a close family member. This includes your spouse, you and your spouses child/children, parents, grandparents, sisters, and brothers. You must receive the death certificate from the authorized person or the written medical advice from the doctor that describes the severe injury or sickness which prevents you from travelling.
2. When the insured has unexpectedly received summons for court.

Travel insurance trip cancellation exclusions

Trip cancellation cover has a number of exclusions listed below:

1. You should be aware of any circumstances before applying.
2. The travel insurance cover excludes preexisting conditions.
3. Treatment for diseases related to psychiatry/psychology are not covered.
4. The insurance does not cover any loss or damage occurring from rules and regulations by the government.
5. Bankruptcy, liquidation, breach of contract of travel agencies or carrier which cause trip cancellation are not covered.
6. Any expenses that are reimbursed or refunded by hotel, carriers or travel agency or service.
   provider for traveling and/or accommodation are not covered.
7. Claims for the following also aren't valid:
   1. Loss or damage to business of the insured or family members.
   2. Loss or damage for any trip privilege of the insured.
   3. If the the insured is facing legal action.
   4. If the insured does not immediately inform travel agencies, carriers, service providers, and accommodation about the trip cancellation unless there is a good reason.