General Questions about Hospital Cash Insurance

When purchasing hospital cash insurance, what is the minimum age requirement?

The insured individual must be between the ages of 20 and 55, with the option to renew the policy until the age of 60.

Do applicants for income compensation insurance need to have residence in Thailand only?

The insured individuals are required to reside within the territory of Thailand only.

Are insurance premiums eligible for tax deduction?

The insurance premium for this policy is not eligible for personal income tax deduction.

If I require hospitalization in the Intensive Care Unit (ICU), does hospital cash insurance provide coverage for it?

Yes, Hospital cash insurance provides coverage for daily compensation benefits during hospitalization in the Intensive Care Unit (ICU) for a maximum of 15 days.

Does hospital cash insurance provide coverage for medical expenses?

Hospital cash insurance includes coverage for medical expenses resulting from general accidents. However, it does not provide coverage for accidents while driving or being a passenger on a motorcycle.

Is there a waiting period associated with Hospital Cash Insurance?

There is a 30-day waiting period for any illnesses if the insured has any of the following conditions: tumor, cyst, or any form of cancer; hemorrhoids; hernia of any type; pterygium or cataract; tonsillectomy or adenoidectomy; gallstones; varicose veins in the legs; or endometriosis. There is a waiting period of 120 days for total permanent disability. Additionally, there is a waiting period of 180 days.

Is it necessary for the insured to declare their health status before purchasing income compensation insurance?

The insured must provide truthful answers to health-related questions.

Is there a limit to the number of policies I can apply for?

Each insured individual is restricted to one policy only.

What is the duration of coverage for income compensation insurance?

The coverage provided by this premium is offered on an annual policy basis.

How can I make a claim? What steps should I take?

To make a claim, you can download the claim form by Tune Protect and carefully follow the provided instructions. For Hospital Cash and Accidental Death benefit claims, you can submit all the required documents via email to the Tune Protect claims team at tunetraveleasy.claim@tuneprotect.com.